Health Plan Recommender · 2026
The right plan, line by line.
Broker sign inA Health Plan Recommender
Built for SMG brokers and the members they serve. It begins with a member's real needs — their health conditions, the medications they take, and the doctors they'd like to keep — then returns a clear, ranked shortlist of the 2026 SMG-supported plans that fit best. Every figure comes straight from the official plan documents, so you can always see exactly how a recommendation was reached.
Four steps, every figure traceable
Diagnosed conditions, medications, providers to keep, region — entered by the broker or by the member via a secure link. Facts only, never sentiment.
Plans not sold in the member's region, that drop a must-keep provider, or omit a critical medication are excluded before anything is ranked.
Eligible plans are scored on the member's facts against the official 2026 plan documents, with every figure cited to its source page.
The recommendation is sealed to an audit record that can be re-verified exactly — the same facts always produce the same result.
Transparent by principle
Intake captures diagnosed conditions, medications, and utilization — never opinions about how a member feels.
Every recommendation is reasoned over the real 2026 SMG-supported plan files, and each figure is traceable to a source page.
Plans are ranked purely on fit for the member. The tool applies no carrier or plan preference of any kind.
The eligibility gate and every figure are grounded and reproducible. AI helps explain — clearly marked — and can't surface an ineligible plan.
Each delivered recommendation becomes an immutable record you can re-run to confirm it reproduces, exactly.
Member information is kept private to the broker's account; no patient data is ever placed in a link or URL.